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FACTA Free Annual Report
Under the Fair and Accurate Credit Transaction Act (FACTA) amendments to the Federal Fair Credit Reporting Act (FCRA), you are entitled to a free copy of your consumer report, at your request, once every 12 months.
You may request a copy of your consumer disclosure report through any of the methods listed below.
Click the following link, Consumer Request for Disclosure
Call 800.428.9623
The IVR System is available 24 hours per day. Representatives are available to assist during normal business hours 8:00 am - 7:00 pm Central Standard Time, Monday through Friday.
Complete, print and mail the Consumer Request for Disclosure Form
Chex Systems, Inc.
Attn: Consumer Relations
PO Box 583399
Minneapolis, MN 55458
The address above is a mailing address only. Personnel are not available at this address to provide consumer report assistance.
Complete, print and fax the Consumer Request for Disclosure Form
Fax to: 602.659.2197
Hearing impaired consumers can contact ChexSystems through a TDD Relay Operator by calling 7-1-1 and referring the operator to 800.428.9623.
Visually impaired consumers can call 855.472.2911 to request a ChexSystems Consumer Disclosure Report in Braille, Large Print, or Audio CD.