BatchChex®

A behavioral risk underwriting assessment for new deposit accounts

A Next-day QualiFile Risk Assessment Provided by ChexSystems®

BatchChex acts as a post-account opening risk assessment that is used in determining if a customer meets the terms and conditions of their newly opened account. BatchChex is typically used if online QualiFile is unavailable prior to opening the account.

BatchChex evaluates a file of recently opened deposit accounts and returns the risk assessment score, score reasons and supporting data via a batch file. ChexInsights QualiFile dashboards display BatchChex KPIs and reporting.

BatchChex is an FCRA service and a permissible purpose is required.

How ChexSystems Empowers Account Origination

When QualiFile cannot be used prior to account opening, a risk assessment can be made via batch

Consistent account opening across channels

Verify that newly opened accounts have the best terms and conditions for the account holder

Industry-recognized FCRA solution

Adhere to financial services regulations by having QualiFile in your toolbox

Post-account opening risk assessment

Perform an account review on recently opened accounts easily via batch file

Let’s work together to reach your goals.

Reach out to us, and we will be happy to help.

ChexSystems® is a registered mark of Chex Systems, Inc. ©2025, Chex Systems, Inc.

Chex Systems, Inc. is a consumer reporting agency and an indirect wholly owned subsidiary of FIS.