QualiFile®

Optimize deposit account opening

The Real Time Deposit Account Origination Solution That Helps You Manage Your Risk In All Channels

QualiFile is a real-time solution that uses behavioral segmentation to ensure your risk tolerances are properly represented throughout both the branch and digital demand account open process.

Using ChexSystems® proprietary database and external public records, you’ll have the insights to match customers with their best account options, build profitable relationships and minimize losses.

How ChexSystems Empowers Account Origination

Within seconds, QualiFile provides an account recommendation tailored to your account open policies, practices and standards

Consistent account opening across channels

Eliminate guesswork and base account opening decisions on proven behavioral data

Industry-recognized FCRA solution

Adhere to financial services regulations by having QualiFile in your toolbox

Integrated, flexible and efficient

Easily integrate with existing systems and business rules for automated recommendations or custom decisioning

Explore Our Perspective

ChexSystems Bank On Bundle: Product Sheet
QualiFile: Product Sheet

Let’s work together to reach your goals.

Reach out to us, and we will be happy to help.

ChexSystems® is a registered mark of Chex Systems, Inc. ©2025, Chex Systems, Inc.

Chex Systems, Inc. is a consumer reporting agency and an indirect wholly owned subsidiary of FIS.