Legal Notices

Please read these Legal notices carefully before using this site. The consumer portal (“Consumer Portal”) and www.chexsystems.com, and its sub-sites that are not Third-Party Websites (the “Website”) are provided by Chex Systems, Inc. (ChexSystems®). Your access to and use of the Website and/or Consumer Portal is voluntary and is done entirely at your own risk. By accessing and using www.chexsystems.com and its sub-sites, you accept, without limitation, the ChexSystems Privacy Policy, these Legal Notices and the Terms of Use. ChexSystems provides links to other sites from the Website (the “Third-Party Websites”). However, while ChexSystems may maintain relationships with the operators of Third-Party Websites, ChexSystems is not responsible for the content, terms of use, or privacy policies of such websites or businesses. The inclusion of a Third-Party Website link does not imply a business relationship with ChexSystems. ChexSystems provides access to Third-Party Websites for your convenience only, and accessing such websites is at your own risk. To obtain information about your ChexSystems Consumer Disclosure Report without using this site, please contact us at (800) 428-9623 or mail your request to:

Chex Systems, Inc.
Attn: Consumer Relations
PO Box 583399
Minneapolis, MN  55458

THE INFORMATION, MATERIALS, AND CONTENT ON THE CHEXSYSTEMS WEBSITE AND IN THE CONSUMER PORTAL ARE PROVIDED SOLELY FOR YOUR INFORMATION AND CONVENIENCE, ARE DESIGNED TO BE OF GENERAL APPLICABILITY ONLY, AND DO NOT CONSTITUTE PROFESSIONAL OR EXPERT ADVICE SUCH AS LEGAL, ACCOUNTING, OR FINANCIAL ADVICE.

The material, information, and content on the ChexSystems Website are the copyrighted property of ChexSystems or its affiliated companies and may not be copied, distributed, republished, uploaded, posted, or transmitted without express written consent. Any reproduction, modification, or other use is expressly prohibited. The materials displayed on the ChexSystems Website and/or Consumer Portal, including but not limited to all text, audio, video, images, photographs, illustrations, artwork, animation files and other graphics, and names, logos, trademarks, and service marks, are the property of ChexSystems or its affiliated companies, or licensors and are protected by copyright, trademark, and other intellectual property laws. The ChexSystems Website and information obtained through the Consumer Portal may be displayed, downloaded, and/or printed solely for your personal, non-commercial, home use, provided that you do not delete or modify any copyright, trademark, or other proprietary notices contained therein. Any other use of the material on the Website or Consumer Portal without the prior written consent of ChexSystems is strictly prohibited.

ChexSystems makes no claims, promises or guarantees about the accuracy, completeness, or adequacy of the information, materials, or content provided on the ChexSystems Website or any Third-Party Websites. ALL INFORMATION, MATERIALS, AND PRODUCTS OR SERVICES OFFERED ON THE WEBSITE, IN THE CONSUMER PORTAL, AND/OR ON ANY THIRD-PARTY WEBSITES ARE PROVIDED “AS IS” AND WITHOUT ANY REPRESENTATION OR WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE OR NON-INFRINGEMENT. CHEXSYSTEMS MAKES NO WARRANTY OR REPRESENTATION REGARDING THE ACCESSIBILITY OF THE CHEXSYSTEMS WEBSITE, THE CONSUMER PORTAL, OR ANY THIRD-PARTY WEBSITES.

TO THE EXTENT PERMITTED BY APPLICABLE LAW, CHEXSYSTEMS DOES NOT ACCEPT LIABILITY FOR DIRECT, INDIRECT, SPECIAL, CONSEQUENTIAL, EXEMPLARY, PUNITIVE OR OTHER LOSSES OR DAMAGES OF ANY KIND, INCLUDING WITHOUT LIMITATION, ANY LOST PROFITS, LOSS OF REPUTATION, LOSS OF GOODWILL, DIMUNITION IN THE ENTERPRISE VALUE OF A PARTY OR ITS STOCK PRICE, OR ARE OTHERWISE SPECULATIVE IN NATURE, BUSINESS INTERRUPTION, LOSS OF DATA OR PROGRAMS OR OTHERWISE, EVEN IF EXPRESSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, THAT MAY RESULT FROM USE OF THE WEBSITE OR THE CONSUMER PORTAL OR AS A CONSEQUENCE OF ANY INACCURACIES IN, OR ANY OMISSIONS FROM, THE INFORMATION PUBLISHED ON THE CHEXSYSTEMS WEBSITE, IN THE CONSUMER PORTAL, OR ON ANY THIRD-PARTY WEBSITES.

Some jurisdictions do not allow the exclusion of certain warranties or the limitation or exclusion of liability for certain damages. Accordingly, some of the disclaimers and limitations of liability may not apply. To the extent that ChexSystems may not, as a matter of applicable law, disclaim any implied warranty or limit its liabilities, the scope and duration of such warranty and the extent of ChexSystems' liability shall be the minimum permitted under such applicable law.

These Legal Terms, along with the Terms of Use, and any other terms of use you agree to when using certain portions of the ChexSystems Website, constitute the entire agreement between you and ChexSystems with respect to accessing or using the ChexSystems Website, the Consumer Portal, and the information contained herein (including without limitation your access and use of Third-Party Websites through this site). These Legal Terms and the Terms of Use shall be governed by the laws of the State of Florida. Any claims or suits arising from or related hereto or your access and/or use of the ChexSystems Website or the Consumer Portal shall be brought in the Federal and State courts located in Duval County, Florida, and you irrevocably agree to submit to the exclusive jurisdiction of such courts without regard to the principles of conflict of laws. ChexSystems’ failure to exercise or enforce any right or provision of these Legal Notices or the Terms of Use does not constitute a waiver of such right or provision. If a court of competent jurisdiction rules that any provision contained in these Legal Notices and/or the Terms of Use is invalid, then that provision will be deemed to be removed without affecting the remaining provisions, and the remaining provisions will be deemed to be valid and enforceable. The section titles used in this document are for convenience only and have no legal or contractual effect. These Legal Notices and the Terms of Use shall remain in full force and effect notwithstanding your ceasing to use the ChexSystems Website or Consumer Portal.