About ChexSystems®

About ChexSystems

Chex Systems, Inc. (ChexSystems) is a nationwide specialty consumer reporting agency under the Fair Credit Reporting Act (FCRA). ChexSystems' clients regularly contribute information on closed checking and savings accounts. ChexSystems provides services to financial institutions and other types of companies that have a permissible purpose under the FCRA. ChexSystems' services primarily assist clients in assessing the risk of opening new accounts.

Please refer to the answers to Frequently Asked Questions to obtain additional information about ChexSystems and the information we provide.

Please Note
ChexSystems is aware of entities who imply they are associated with ChexSystems and charge consumers a fee to have information removed from their files, to have information investigated, to obtain a copy of their consumer disclosure report, or who attempt to collect monies from the consumer. ChexSystems has no relationship or affiliation with those entities. ChexSystems is not a collection agency and will not ask a consumer to make a payment.

Important information to know:

  • ChexSystems is not a collection agency.
  • ChexSystems will never contact a consumer as part of an effort to collect a debt and does not make unsolicited calls to consumers.
  • ChexSystems will never require payment from a consumer in order to investigate the accuracy of consumer reporting information, nor will it ever require payment in order to remove inaccurate consumer reporting information.