Place a ChexSystems Security Freeze

Place a Security Freeze

If you choose to place a security freeze on your file, to assist you in managing access to your data, you will receive a unique Personal Identification Number (PIN) by mail or delivered to the ChexSystems Consumer Portal. It is important to keep your PIN secure and accessible. The PIN will be required to perform specific actions with regard to your security freeze, such as applying a temporary lift, or removing or changing personal identifying information (for example, address, Social Security number (SSN), etc.).

You must be 18 years of age or older to communicate with ChexSystems®. ChexSystems may access, store and use your identifying information to the extent permitted by law.

To Submit a Request on Behalf of Someone Other Than Yourself

To place a security freeze on behalf of someone other than yourself, you must submit the request in writing by mail. Click the options below to learn more.

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Placing a Security Freeze for a Protected Consumer

To place a security freeze on behalf of a Protected Consumer, you must submit the request in writing by mail and provide sufficient proof of identity and sufficient proof of authority. If you have any questions, please contact the ChexSystems Security Freeze Department.

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Placing a Security Freeze for a minor who is not a Protected Consumer

You must be 18 years of age or older to communicate with ChexSystems. To place a security freeze on behalf of a minor, a parent or legal guardian must send the request in writing to ChexSystems by mail. All of the following documentation must be included:

A copy of the minor's birth certificate;
A legible copy of the minor's Social Security card;
A legible copy of the parent or legal guardian's driver's license or state identification card;
Proof of address for the parent or legal guardian (in the form of a pay stub, utility bill or other official document bearing the address to which correspondence is to be sent);
If your name does not appear on the birth certificate, a copy of a document confirming legal guardianship is required. The proof of guardianship must be an official court or other legally binding document; and
Correspondence must include consumer’s full name, current address, date of birth, and Social Security number.

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Placing a Security Freeze for someone who is not a minor or a Protected Consumer

To place a security freeze on behalf of someone who is not a minor, you must send the request in writing to ChexSystems by mail. You must also include the following documentation authorizing ChexSystems to communicate and provide information to you:

A notarized Power of Attorney or
A notarized copy of specific written instructions signed by the consumer
Correspondence must include consumer’s full name, current address, date of birth, and Social Security number.

Submit Request Online
Submit Request by Other Methods

To Place a Security Freeze on Your File

* MANDATORY FIELDS

Personal Details

First Name *

Middle Name

Last Name *

Suffix

Date of Birth *

Calender

U.S. Social Security Number *

Verify U.S. Social Security Number *

State of Issuance

Address Details

Current Address *

City *

State *

Zip Code *

Terms and Conditions *

By checking the box below, you confirm that you have read the terms and conditions, that you understand them and that you are in compliance with them. To submit your request using another method, click the tab labeled ‘Submit Request by Other Methods’.

You may place a freeze only on your own personal ChexSystems file. By selecting AGREE, you certify that you are the person who the freeze pertains to.
You understand that placing a freeze to another person's file without their express authorization is a violation of federal law.
You agree to provide your accurate identifying information.

I agree to the above Terms and Conditions *

Telephone and Automated Phone System

800.887.7652

The automated phone system is available 24 hours per day. Representatives are available to assist during normal business hours 5:00am - 11:30pm Central Time, seven days a week.

Mail

Chex Systems, Inc.
Attn: Security Freeze Department
PO Box 583399
Minneapolis, MN 55458

Important instructions to consider

You must be 18 years of age or older to communicate with ChexSystems.
Correspondence must include consumer’s full name, current address, date of birth, and Social Security number.
Once your request has been received, ChexSystems will mail a response to you.
You agree to provide accurate identifying information.
ChexSystems may access, store and use your identifying information to the extent permitted by law.