Additional Education Information
Avoid Credit Repair Scams
This is the only official Chex Systems, Inc. consumer-facing website. Any
other websites containing the name ChexSystems® are not owned or
operated by Chex Systems, Inc.
There are other companies with names similar to Chex Systems, Inc. which
may be holding themselves out to consumers as Chex Systems, Inc. Please be
advised that Chex Systems, Inc. has no relationship or affiliations with
these companies. Chex Systems, Inc. will never require payment from a
consumer in order to investigate the accuracy of consumer reporting
information, nor will Chex Systems, Inc. ever require payment in order to
remove inaccurate consumer reporting information. Chex Systems, Inc. will
never contact a consumer as part of an effort to collect a debt.
The Fair Credit Reporting Act provides all consumers with the right to ask
for a reinvestigation of information in their file.
You may select the following links for more information on:
If you are tempted to contact a credit repair company for help, you should
use considerable caution. The Federal Trade Commission and a number of
state attorneys general have sued credit repair companies for false
promises to remove information from consumer reports.
The Credit Repair Organizations Act prohibits credit repair companies from
taking money from a consumer until they fully complete the services they
promise. It also requires these companies provide consumers with a written
contract stating the terms and conditions of payment and listing all the
services to be provided. Under the law, consumers have three days to
withdraw from the contract. The Act also makes it illegal for a credit
repair company to suggest that a consumer mislead credit reporting
companies about accounts or alter your identity to change your credit
Learn more about how to identify possible scams and your rights under the
Credit Repair Organization Act by visiting the
Federal Trade Commission website.
The sites below provide additional consumer education information. Chex
Systems, Inc. does not operate or maintain the referenced sites.