Submit Opt Out

Opt Out of Preapproved Offers of Credit or Insurance

Preapproved offers of credit or insurance are prohibited to consumers under 21 years of age unless written consent has been provided to opt in for inclusion of prescreened offers. If you are under the age of 21 and wish to opt in, please submit your request by mail.

For consumers who are 21 years of age or older, by submitting an opt out request, you are requesting that ChexSystems® exclude your name from prescreen lists used to send a solicitation of credit or insurance for a period of five years. If you want to have your information excluded permanently, you may print, complete, sign and return a ChexSystems Permanent Opt Out Election form. Please complete the entire form. Failure to provide complete and accurate information may prevent the processing of your request. Once we receive the completed and signed form, we will update your request to a permanent status.

ChexSystems may access, store and use your identifying information to the extent permitted by law.

Please Note
After submitting an opt out request to Chex Systems, Inc. you may continue to receive marketing material from companies that do not use ChexSystems’ data to compile their lists.

To Submit a Request on Behalf of Someone Else

Click below to learn more.

+

Submitting a request for someone other than yourself who is age 21 or older

To submit a request on behalf of someone other than yourself (21 years of age or older), you must send the request in writing to ChexSystems by mail. You must also include the following documentation authorizing ChexSystems to communicate and provide information to you:
  • A notarized Power of Attorney or
  • A notarized copy of specific written instructions signed by the consumer
  • Correspondence must include consumer’s full name, current address, date of birth, and Social Security number.

  • Submit Request Online
  • Submit Request by Other Methods

To Submit Your Opt Out Request

* MANDATORY FIELDS

Personal Details

Please provide your state-issued ID number. If providing a military ID number, select “MY” as the state of issuance.

Address Details

Terms and Conditions *

By checking the box below, you confirm that you have read the terms and conditions, that you understand them and that you are in compliance with them. To submit your request using another method, click the tab labeled ‘Submit Request by Other Methods’. If you prefer, you may submit a five-year opt-out request by calling ChexSystems’ opt-out request line at 877.OPTOUT 5 (877.678.6885).

  • You may submit a request to exclude only your own personal identifying information from preapproved offers of credit or insurance.
  • You understand that submitting information pertaining to another person without their expressed authorization is a violation of federal law.
  • You agree to provide your accurate identifying information.

Telephone and Automated Phone System

877.678.6885

The automated phone system is available 24 hours per day. Representatives are available to assist during normal business hours 8:00am - 7:00pm Central Time, Monday through Friday.

Mail

For mailed requests, correspondence must include full name, date of birth, Social Security number, and current address.

Chex Systems, Inc.
Attn: Opt Out Department
PO Box 583399
Minneapolis, MN 55458

 

Important instructions to consider

  • You must be 18 years of age or older to communicate with ChexSystems.
  • Correspondence must include consumer’s full name, current address, date of birth, and Social Security number.
  • Once your request has been received, ChexSystems will mail a response to you.
  • You agree to provide accurate identifying information.
  • ChexSystems may access, store and use your identifying information to the extent permitted by law.